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Co-ops and Condos United is comprised of Co-op and Condo Board Members, shareholders, and residents across New York’s five boroughs. We are a city-wide effort that speaks for the more than 1.2 million New Yorkers who live in the city’s 12,000 co-op and condo buildings. We work with longstanding co-op organizations, representatives, board members, and all shareholders to elevate our collective voice and advocate on the issues that hit closest to home.

Our Mission
We advance the best interests of co-op and condo homeowners and advocate for legislation that promotes common-sense, affordability, self-governance, and stability.
We protect co-ops from harmful legislation, unfunded mandates, and regulatory pressures that threaten our quality of life.
We partner with elected officials in Washington, Albany, and at City Hall to provide clear legislative proposals, oppose damaging bills, and fight for policies that recognize co-ops and condos as owner-occupied homes — not rental properties.
One million strong. One voice.
Representing New York City Homeowners
800,000
apartments
12,000
Cooperative and Condominium buildings
1.2 million +
Individuals across
New York City

Outreach
Governance Pressure
Board members need clear policy guidance to protect owner-occupied homes and building governance.
Affordability Strain
Rising costs and unfunded mandates continue to challenge NYC co-op homeowners and condo homeowners.
Policy coordination
Building priorities require coordinated advocacy with City Hall, Albany, and Washington.
J51 Letter Writing
By submitting this form, you can send a direct message to your state legislators expressing support for extending and modernizing the J-51 program. Your voice helps demonstrate that co-op and condo homeowners across New York are engaged, informed, and united in advocating for responsible housing policy.
Take a moment to make your voice heard.
City Vs State Issues

City Issues
Issue: Compliance with LL 97 is especially difficult for coops and condos, which often do not have the upfront money to cover both the cost of compliance and routine upgrades and maintenance unrelated to LL 97. Solution: Work with City and State legislators to re-evaluate the timelines and penalties of LL 97 to ensure fairness and equity in the implementation of LL 97 so that co-ops and condos in NYC remain affordable for working and middle class homeowners and so that seniors and those living on a fixed income can remain in their homes.
Issue: LL 11 is a costly and burdensome regulatory scheme that drains coops and condos of finances and leads to sidewalk sheds staying up for lengthy periods, especially when buildings cannot afford to fix hazardous conditions. Solution: The City should continue to look at ways to reform LL 11 that would benefit many buildings, including coops and condos. In addition, DOB should use the authority granted to it by LL 49 of 2025 to issue a rule to extend the LL 11 inspection cycle for coops and condos to at least 7 years.

State Issues
Issue: J51-R is an important way for certain coops and condos to cover maintenance and compliance work. The program, renewed in 2024, is set to expire on June 30, 2026. Solution: Support the renewal of J51-R and the increase assessed of the value ceiling. Continue to advocate for further increases.
Issue: If a condo owner fails to pay common charges, maintenance, or other fees, it can lead to a lien for unpaid debts. In many states, the condominium gets paid all or a part of what is owed to it before other loans are covered. New York does not have such a law, and the condominium has to maintain the property for the lender and does not get paid so the other unit owners are subsidizing the common charges. Solution: Support the introduction and passage of legislation that would allow condominiums to have their lien-related debt paid before other institutions.
Issue: Co-ops and condos face ongoing challenges of rising insurance premiums, lower coverage limits, and higher deductibles and exclusions. Legislation like The Scaffold Law impose strict liabilities on building owners for injuries contractors' employees sustain during capital projects, regardless of the cooperative's fault. This considerable liability significantly inflates both insurance premiums and construction costs. Solution: Adopt a multifaceted strategy to mitigate these adverse effects on cooperatives and condominiums throughout New York City. Reexamine underwriting requirements and collaborate closely with insurance professionals to explore ways to lower premiums, adjust coverage standards, and foster favorable changes in the insurance market for the co-op and condo community.
Summary: Co-op/Condo carve out bill would exclude references to “tenants” in L&T legislation from including co-ops and condos unless the Bill specifically mentions coops/condos. Landlord intended not to refer to a co-op or condo unless the Bill specifically mentions it.
Latest News
Executive Committee
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